Saturday, June 14, 2008

Medicaid myths and dementia

Medicaid was considered a complicated program when President
Lyndon B. Johnson first signed it into law at the Truman Library in
Independence, Missouri, and it has grown even more complex during
each of the thirty years since.

Although it is a national program, it is administered by each
state. The rules and regulations are constantly changing and can
vary widely from state to state. So, it's no wonder there are many
myths and inaccuracies surrounding the program.

"My mother heard about someone who..."

All too often, we meet people who have heard horror stories
about Medicaid from well-meaning friends or family members. These
stories are often filled with inaccuracies and half-truths that
frighten people into spending every last dime on nursing home care
for themselves or a loved one before turning to Medicaid for help.

That's why it is important to contact an attorney who
concentrates his or her practice in elder law. With a clear picture
of your specific situation, an elder law attorney can explain those
laws that should allow an individual or married couple to preserve
their house and enough of their assets to live comfortably for the
rest of their lives

Those who work in the Medicaid office cannot offer you legal
advice. You may not learn about laws that may allow you to receive
Medicaid and still keep part or all of your spouse's income as well
as your own. Nor can they represent you or give you advice on the
laws that, depending on your specific situation, may allow you to
keep all of your assets without spending down a single penny.
Medicaid has rules and regulations in place to ensure families
don't lose everything to nursing home costs. An elder law attorney
can explain how those laws may benefit you and your family.

...More on this later. Until then...

Warmly,


Brian Willie
Elder Law Attorney

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